DEBTORS RIGHTS

Many consumers have fallen on difficult financial times, as well as victims of crimes.

In consumer defense we focus on:
• Predatory Lending Practicing
• Financial Regulatory Reform
• Debtors rights
• Foreclosure Prevention
• Auto Fraud
• Fair Credit Reporting
• Identity Theft
• Forced Arbitration

BANKRUPTCY

Filing Bankruptcy will allow you to wipe away credit card debt, and medical bills
instantly. More importantly many underwater second mortgages
are eligible to be wiped away as well. Finally if you are at risk of
losing your home to foreclosure, filing bankruptcy can help by
stopping all debt collection efforts in their tracks.

FORECLOSURE

Its official: The housing crisis that began in 2006 and has recently entered a double dip is now worse than the Great
Depression.

Prices have fallen some 33 percent since the market began its collapse, greater than the 31 percent fall that began in the
late 1920s and culminated in the early 1930s, according to Case-Shiller data.

By engaging in foreclosure defense it can delay the bank from taking possession of the house and potentially cause the
case to be dismissed entirely. If your home is in foreclosure it is important to not allow the bank to simply just take it from
you. By engaging in foreclosure defense it can delay the bank from taking possession of the house and potentially cause
the case to be dismissed entirely.

REMOVING BANK LEVIES

We can help people who are facing wage garnishment or have had their bank account frozen due to judgments.
Very often though the creditor has not followed the proper procedures as required by the court and is taking from
exempted money or has not given the proper notice. Often times we can sue the creditor and get the money
returned plus any damages you may have incurred.

MORTGAGE MEDIATION

If your home is in foreclosure and you feel the bank has not cooperated with you, Foreclosure Mediation is right
for you.

Additionally as long as a debtor is participating in this program the home in foreclosure can not be sold.

PERSONAL INJURY

At the Law Office we handle many types of personal injury cases including car accidents, motorcycle
accidents and trucking accidents, wrongful death, accidents involving drunk drivers and ordinary slip
and fall cases.